:root {
     --blue: #1a4fa0;
     --blue-dk: #0d2d6b;
     --blue-md: #2563c8;
     --blue-lt: #e8f0fd;
     --blue-xl: #f0f5fe;
     --grey: #6b7280;
     --grey-lt: #f3f4f6;
     --grey-md: #e5e7eb;
     --grey-dk: #374151;
     --black: #111827;
     --white: #fff;
     --font: 'Syne', sans-serif;
     --radius: 10px;
     --shadow-sm: 0 2px 8px rgba(0, 0, 0, .06);
     --shadow-md: 0 8px 32px rgba(0, 0, 0, .12);
     --shadow-lg: 0 14px 40px rgba(15, 23, 42, .18);
     --transition: .25s cubic-bezier(.4, 0, .2, 1);
 }

 *,
 *::before,
 *::after {
     box-sizing: border-box;
     margin: 0;
     padding: 0;
 }

 html {
     scroll-behavior: smooth;
 }

 body {
     font-family: var(--font);
     background: var(--white);
     color: var(--black);
     overflow-x: hidden;
 }

 /* HERO */
 .hero {
     background: var(--blue-dk);
     padding: 72px 5vw 64px;
     position: relative;
     overflow: hidden;
     height: 300px;
 }

 .hero::before {
     content: '';
     position: absolute;
     inset: 0;
     background: radial-gradient(ellipse 55% 75% at 90% 30%, rgba(37, 99, 200, .3) 0%, transparent 60%);
     pointer-events: none;
 }

 .hero::after {
     content: '';
     position: absolute;
     inset: 0;
     background-image: repeating-linear-gradient(-45deg, transparent, transparent 40px, rgba(255, 255, 255, .015) 40px, rgba(255, 255, 255, .015) 41px);
     pointer-events: none;
 }

 .hero-inner {
     position: relative;
     z-index: 1;
     max-width: 860px;
     margin: auto;
 }

 .hero-tag {
     display: inline-block;
     font-size: .7rem;
     font-weight: 700;
     letter-spacing: .18em;
     text-transform: uppercase;
     color: var(--blue-lt);
     background: rgba(232, 240, 253, .12);
     border: 1px solid rgba(232, 240, 253, .2);
     padding: 4px 14px;
     border-radius: 30px;
     margin-bottom: 18px;
 }

 .hero h1 {
     font-family: 'Syne', sans-serif;
     font-size: clamp(2.2rem, 4.5vw, 44px);
     color: var(--white);
     font-weight: 700;
     line-height: 1.05;
     margin-bottom: 16px;
 }

 .hero-meta {
     display: flex;
     gap: 28px;
     flex-wrap: wrap;
     margin-top: 20px;
 }

 .hero-meta-item {
     font-size: .85rem;
     color: rgba(255, 255, 255, .65);
 }

 .hero-meta-item strong {
     color: rgba(255, 255, 255, .9);
     font-weight: 600;
 }

 /* LAYOUT */
 .page-layout {
     max-width: 1100px;
     margin: 0 auto;
     padding: 56px 5vw 88px;
     display: grid;
     grid-template-columns: 240px 1fr;
     gap: 56px;
     align-items: start;
 }

 /* TOC SIDEBAR */
 .toc {
     position: sticky;
     top: 88px;
     background: var(--grey-lt);
     border: 1px solid var(--grey-md);
     border-radius: var(--radius);
     padding: 24px 20px;
     box-shadow: var(--shadow-sm);
 }

 .toc-title {
     font-family: 'Syne', sans-serif;
     font-size: .78rem;
     font-weight: 800;
     text-transform: uppercase;
     letter-spacing: .14em;
     color: var(--grey);
     margin-bottom: 16px;
 }

 .toc-list {
     list-style: none;
     display: flex;
     flex-direction: column;
     gap: 2px;
 }

 .toc-list li a {
     display: block;
     font-size: .82rem;
     font-weight: 500;
     color: var(--grey-dk);
     text-decoration: none;
     padding: 6px 10px;
     border-radius: 6px;
     transition: background var(--transition), color var(--transition);
     line-height: 1.4;
 }

 .toc-list li a:hover {
     background: var(--blue-lt);
     color: var(--blue-dk);
 }

 /* POLICY CONTENT */
 .policy-content {
     min-width: 0;
 }

 /* INTRO CARD */
 .intro-card {
     background: var(--blue-xl);
     border: 1px solid var(--blue-lt);
     border-left: 4px solid var(--blue-md);
     border-radius: var(--radius);
     padding: 22px 24px;
     margin-bottom: 48px;
 }

 .intro-card p {
     font-size: .97rem;
     color: var(--grey-dk);
     line-height: 1.75;
     margin-bottom: 12px;
 }

 .intro-card p:last-child {
     margin-bottom: 0;
 }

 .intro-card strong {
     color: var(--black);
 }

 .intro-card a {
     color: var(--blue);
     text-decoration: none;
     font-weight: 600;
 }

 .intro-card a:hover {
     color: var(--blue-dk);
     text-decoration: underline;
 }

 /* SECTION BLOCKS */
 .policy-section {
     margin-bottom: 48px;
     scroll-margin-top: 90px;
 }

 .policy-section:last-child {
     margin-bottom: 0;
 }

 .section-header {
     display: flex;
     align-items: center;
     gap: 14px;
     margin-bottom: 20px;
     padding-bottom: 14px;
     border-bottom: 2px solid var(--grey-md);
 }

 .section-num {
     display: flex;
     align-items: center;
     justify-content: center;
     width: 36px;
     height: 36px;
     border-radius: 8px;
     background: var(--blue-lt);
     color: var(--blue-dk);
     font-family: 'Syne', sans-serif;
     font-size: .85rem;
     font-weight: 800;
     flex-shrink: 0;
 }

 .section-header h2 {
     font-family: 'Syne', sans-serif;
     font-weight: 800;
     font-size: 1.15rem;
     color: var(--black);
     letter-spacing: -0.01em;
 }

 /* SUBSECTIONS */
 .subsection {
     margin-bottom: 20px;
 }

 .subsection h3 {
     font-family: 'Syne', sans-serif;
     font-size: .95rem;
     font-weight: 700;
     color: var(--grey-dk);
     margin-bottom: 12px;
     display: flex;
     align-items: center;
     gap: 8px;
 }

 .subsection h3::before {
     content: '';
     display: inline-block;
     width: 3px;
     height: 16px;
     background: var(--blue-md);
     border-radius: 2px;
     flex-shrink: 0;
 }

 /* PROSE */
 .policy-content p {
     font-size: .95rem;
     color: var(--grey-dk);
     line-height: 1.75;
     margin-bottom: 14px;
 }

 .policy-content p:last-child {
     margin-bottom: 0;
 }

 .policy-content strong {
     color: var(--black);
     font-weight: 600;
 }

 .policy-content a {
     color: var(--blue);
     text-decoration: none;
     font-weight: 600;
 }

 .policy-content a:hover {
     color: var(--blue-dk);
     text-decoration: underline;
 }

 /* BULLET LISTS */
 .policy-list {
     list-style: none;
     display: flex;
     flex-direction: column;
     gap: 8px;
     margin: 12px 0;
 }

 .policy-list li {
     display: flex;
     align-items: flex-start;
     gap: 10px;
     font-size: .92rem;
     color: var(--grey-dk);
     padding: 9px 14px;
     background: var(--grey-lt);
     border: 1px solid var(--grey-md);
     border-radius: var(--radius);
     transition: border-color var(--transition);
     line-height: 1.6;
 }

 .policy-list li:hover {
     border-color: var(--blue-md);
 }

 .policy-list li::before {
     content: '';
     width: 6px;
     height: 6px;
     border-radius: 50%;
     background: var(--blue-md);
     flex-shrink: 0;
     margin-top: 7px;
 }

 /* CONTACT CARD */
 .contact-card {
     background: var(--blue-dk);
     border-radius: 14px;
     padding: 32px 30px;
     margin-top: 8px;
 }

 .contact-card h3 {
     font-family: 'Syne', sans-serif;
     font-size: 1rem;
     font-weight: 800;
     color: var(--white);
     margin-bottom: 20px;
 }

 .contact-row {
     display: flex;
     align-items: flex-start;
     gap: 12px;
     padding: 11px 0;
     border-bottom: 1px solid rgba(255, 255, 255, .08);
     font-size: .9rem;
 }

 .contact-row:last-child {
     border-bottom: none;
 }

 .contact-row .cr-ico {
     font-size: 1rem;
     flex-shrink: 0;
     margin-top: 2px;
 }

 .contact-row .cr-label {
     font-size: .72rem;
     font-weight: 700;
     text-transform: uppercase;
     letter-spacing: .1em;
     color: rgba(255, 255, 255, .45);
     margin-bottom: 3px;
 }

 .contact-row .cr-val {
     color: rgba(255, 255, 255, .85);
     font-weight: 500;
 }

 .contact-row a {
     color: #7eb3ff;
     text-decoration: none;
 }

 .contact-row a:hover {
     color: var(--white);
     text-decoration: underline;
 }



 @media (max-width: 800px) {
     .page-layout {
         grid-template-columns: 1fr;
         gap: 36px;
     }

     .toc {
         position: static;
     }
 }